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What Does ‘HTM Securities’ Mean?
What Is HTM Securities? HTM Securities is a financial services company that offers an array of options for investors to manage their portfolio and earn returns. They specialize in equity, credit, fixed Income, and commodity investments, and they also provide services such as portfolio management, trading, and risk assessment. HTM Securities has a presence in…
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What Does ‘Multiple of Sales’ Mean?
What Is Multiple of Sales? Multiple of sales is a measure of the value of a company relative to its total revenue. It looks at a company’s current performance in terms of sales and uses this figure to compare it to the value of the company. This is quite useful for investors and business owners…
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What Does ‘Calculating Gross Profit’ Mean?
Calculating Gross Profit Calculating gross profit is an important part of business and finance. It shows the difference between the revenue earned from selling products and services and the cost associated with producing them. Gross profit can help you understand how much of the revenue you generate is actually profit, which is a key factor…
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What Does ‘Capital Loss Carryover’ Mean?
What Is a Capital Loss Carryover? A capital loss carryover is a way to use losses realized on investments to offset taxes on gains made from other investments. When a taxpayer realizes a capital loss, it can be used to reduce the amount of taxes they owe on any capital gains realized from other investments.…
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What Does ‘Bearer Bonds’ Mean?
What Are Bearer Bonds? Bearer bonds are a type of debt security that does not have an identified owner. Instead, the owner of the bond is whoever holds the physical paper certificate of the bond, known as “bearer.” These bonds are available to the public and transfers of ownership can be done easily without having…
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What Does ‘Reconciliation in Accounts’ Mean?
What Is Reconciliation in Accounts? Reconciliation in accounts is the process of confirming that two different sets of records or sets of data match, or reconcile, with one another. This process is usually applied to reconciling a company’s internal accounts (bank statements, bookkeeping records, etc.) with external accounts (bank statements, third-party records, etc.) in order…
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What Does ‘Ocean Boiling’ Mean?
What Is Ocean Boiling? Ocean boiling is a term used to describe the finance industry’s current situation – one that is seeing increasingly larger amounts of money being invested or transferred in search of greater returns. It’s a metaphor that suggests the boiling of the oceans – that is, the sheer intensity of all the…
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What Does ‘POS’ Mean?
What Is POS? POS stands for point of sale and is a term used in the business and finance world. It is a process and system used by retail or hospitality businesses at which a customer makes a payment for goods or services. The point-of-sale system includes a number of different components which come together…
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What Does ‘Acid Test Ratio’ Mean?
Acid Test Ratio: An Overview The acid test ratio (ATR) is an important financial measure used to gauge a company’s short-term liquidity, or its ability to meet its near-term obligations. It is calculated by taking a company’s available cash and its quick assets – assets that are quickly convertible into cash – and dividing them…
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What Does ‘Pegging in Finance’ Mean?
What Is Pegging in Finance? Pegging is a type of financial instrument used by investors to limit their exposure to risk or to benefit from potential upward movements in an asset’s price. The practice is most commonly seen in foreign exchange markets, where various currencies are pegged to one another at a set rate. How…
