{"id":21841,"date":"2025-04-03T19:19:30","date_gmt":"2025-04-03T19:19:30","guid":{"rendered":"https:\/\/www.tun.com\/home\/?p=21841"},"modified":"2025-04-03T19:19:32","modified_gmt":"2025-04-03T19:19:32","slug":"new-ut-study-calls-for-expanding-tennessees-financial-education-program","status":"publish","type":"post","link":"https:\/\/www.tun.com\/home\/new-ut-study-calls-for-expanding-tennessees-financial-education-program\/","title":{"rendered":"New UT Study Calls for Expanding Tennessee&#8217;s Financial Education Program"},"content":{"rendered":"\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-uagb-blockquote uagb-block-e7eb3fc3 uagb-blockquote__skin-border uagb-blockquote__stack-img-none\"><blockquote class=\"uagb-blockquote\"><div class=\"uagb-blockquote__content\">A new study by the University of Tennessee&#8217;s Department of Family and Consumer Sciences suggests that Tennessee&#8217;s high school financial education requirement should be expanded to a full credit, promising to better equip students with critical financial skills.<\/div><footer><div class=\"uagb-blockquote__author-wrap uagb-blockquote__author-at-left\"><\/div><\/footer><\/blockquote><\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-b0ffac9c wp-block-group-is-layout-flex\"><div style=\"font-size:16px\" class=\"has-text-align-left wp-block-post-author\"><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__name\">The University Network<\/p><\/div><\/div>\n\n\n<div class=\"wp-block-uagb-social-share uagb-social-share__outer-wrap uagb-social-share__layout-horizontal uagb-block-ee584a31\">\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-ec619ce7\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/www.facebook.com\/sharer.php?u=\" tabindex=\"0\" role=\"button\" aria-label=\"facebook\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.8 90.69 226.4 209.3 245V327.7h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.3 482.4 504 379.8 504 256z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-32d99934\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/twitter.com\/share?url=\" tabindex=\"0\" role=\"button\" aria-label=\"twitter\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-1d136f14\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/www.linkedin.com\/shareArticle?url=\" tabindex=\"0\" role=\"button\" aria-label=\"linkedin\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">A new study conducted by the University of Tennessee&#8217;s Department of Family and Consumer Sciences (FCS) is calling for significant changes to Tennessee&#8217;s high school financial education curriculum. This study suggests that the current half-semester credit be expanded to a full-year credit to give students the time needed to master essential financial skills.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Implemented 15 years ago, Tennessee mandates that public high school students complete a half-semester course in personal financial education before graduating. While teachers across the state recognize the value of financial education, as one educator noted, \u201cI don\u2019t give homework. I give life work,\u201d the recent study points out room for improvement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Expanding the Curriculum<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The researchers, including Ann Berry, assistant head and professor at FCS, and Christopher Sneed, associate professor at FCS, emphasize that extending the course to a full credit will better prepare students for real-world financial challenges. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\u201cFrom Mountain City to Memphis in high school classrooms across our state, personal finance educators are making a difference covering these critical personal finance topics. They help prepare students for life in the real world,\u201d Berry said in a news release.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Backed by Significant Partners<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Supported by grants from the National Endowment for Financial Education (NEFE) and the FINRA Investor Education Foundation, this study sheds light on both the successes and potential enhancements of Tennessee&#8217;s financial education program. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Joshua Caraballo, managing director of research at NEFE, highlighted the importance of the project, noting its alignment with NEFE\u2019s research priorities focused on actionable educational improvements.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Actionable Recommendations<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to the proposed course extension, the study outlines several recommendations:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Involve Teachers<\/strong>: Including teachers in revising and updating curriculum standards for financial education.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Curated Resources:<\/strong> Creating and maintaining lists of vetted personal finance lesson plans and websites.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Resource Sharing:<\/strong> Encouraging teachers to share successful curriculum materials and resources.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">The Best Timing for the Course<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The report also suggests that the ideal time for students to complete the finance course would be during their junior year. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cBy this point, students are more likely to have some exposure to the workplace and experience with financial decision-making,\u201d added Sneed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">National Implications<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Gerri Walsh, president of the FINRA Foundation, underscores the broader significance of the study.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;The UT FCS study identifies pathways for making financial education even more effective. It leverages the collective wisdom of hundreds of teachers who work every day to ensure their students graduate well-prepared to make careful financial decisions in a complex world. The lessons from this study are important not just for Tennessee, but for every state,\u201d she added.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The full report, &#8220;Listening to Learn: Assessing the Needs of Personal Finance High School Teachers,&#8221; is available <a href=\"https:\/\/fcs.tennessee.edu\/money\/\" target=\"_blank\" rel=\"noopener\" title=\"\">here<\/a>. <\/p>\n\n\n\n<div style=\"height:17px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Source: <\/strong><a href=\"https:\/\/utianews.tennessee.edu\/life-work-not-homework\/\" target=\"_blank\" rel=\"noopener\" title=\"\">University of Tennessee Institute of Agriculture<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A new study conducted by the University of Tennessee&#8217;s Department of Family and Consumer Sciences (FCS) is calling for significant changes to Tennessee&#8217;s high school financial education curriculum. This study suggests that the current half-semester credit be expanded to a full-year credit to give students the time needed to master essential financial skills. Implemented 15 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"single-no-separators","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[18],"tags":[261],"class_list":["post-21841","post","type-post","status-publish","format-standard","hentry","category-education","tag-university-of-tennessee"],"acf":[],"aioseo_notices":[],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"The University Network","author_link":"https:\/\/www.tun.com\/home\/author\/funky_junkie\/"},"uagb_comment_info":0,"uagb_excerpt":"A new study conducted by the University of Tennessee&#8217;s Department of Family and Consumer Sciences (FCS) is calling for significant changes to Tennessee&#8217;s high school financial education curriculum. This study suggests that the current half-semester credit be expanded to a full-year credit to give students the time needed to master essential financial skills. Implemented 15&hellip;","_links":{"self":[{"href":"https:\/\/www.tun.com\/home\/wp-json\/wp\/v2\/posts\/21841","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tun.com\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tun.com\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tun.com\/home\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tun.com\/home\/wp-json\/wp\/v2\/comments?post=21841"}],"version-history":[{"count":5,"href":"https:\/\/www.tun.com\/home\/wp-json\/wp\/v2\/posts\/21841\/revisions"}],"predecessor-version":[{"id":21890,"href":"https:\/\/www.tun.com\/home\/wp-json\/wp\/v2\/posts\/21841\/revisions\/21890"}],"wp:attachment":[{"href":"https:\/\/www.tun.com\/home\/wp-json\/wp\/v2\/media?parent=21841"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tun.com\/home\/wp-json\/wp\/v2\/categories?post=21841"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tun.com\/home\/wp-json\/wp\/v2\/tags?post=21841"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}